We’ll diagnose your situation and provide you with a range of debt relief options.
One debt relief solution may be a debt management plan; another may be bankruptcy.
A prudent debtor can shop around for consolidators who will pass along some of the savings.
Consolidation can affect the ability of the debtor to discharge debts in bankruptcy, so the decision to consolidate must be weighed carefully.
Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but often it involves a secured loan against an asset that serves as collateral, most commonly a house.
In this case, a mortgage is secured against the house.
Our certified counselors will review your financial situation in a confidential session and pull your credit report if needed.
They will then review the options available and help you choose the one that's best for you.
If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation. Credit Counseling is a free service offered by In Charge Debt Solutions.
During the counseling session, you’ll provide information about your personal finances, including income and expenses.
We’ll pull your credit report to see how much debt you have (this gives us accurate, up-to-date balances and is a “soft pull” which will not affect your credit score).
Call (800) 565-8953 to speak with a certified credit counselor or Start online credit counseling.
Are you looking to consolidate your credit card debt payments without taking out a new loan?
Our Certified Credit Counselors provide superior services to both our clients and their creditors.